Banking with Financial Technology

Banking with financial technology is a degree that addresses one of the most significant transformations in modern finance: the intersection of traditional banking with the digital technologies that are reshaping how money is transferred, lent, invested and managed. Banking has always been central to economic life, providing the credit, payment infrastructure and risk management that businesses and households depend on. Financial technology, or fintech, adds a new dimension: mobile payments, digital banking platforms, blockchain, algorithmic lending, regtech and open banking are changing both what banks do and who competes with them.

At Bangor University, which has a long-standing reputation in banking and financial services, this programme combines banking theory and practice with a grounding in financial technology, preparing graduates for careers across both traditional financial institutions and the fintech sector. The degree includes a foundation year for those who need additional preparation before degree-level study, a sandwich year and a year abroad, as well as work placement opportunities, providing multiple structured routes to develop professional experience and an international perspective on banking and finance. You will study banking theory, financial markets, credit and lending, risk management, regulation and the technology platforms and digital innovations that are transforming financial services.

The combination of banking knowledge and fintech understanding is directly relevant to a financial services industry that is undergoing rapid technological change and that is actively seeking graduates who can bridge traditional finance and digital innovation.

Graduates go on to careers in retail and investment banking, digital banking, fintech companies, financial regulation, payment systems, risk management and financial consultancy. Further study in banking, finance or financial technology is also a common route for those seeking specialist or senior roles.